Mō tātou katoa.

— Tyson Harding (Mr Chow)

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Next Judgment Day in — — —
Real money. Real discipline.

How much can you
actually save?
Move the slider.

Other apps target your pockets. I target you. Mō tātou katoa.

Start freeAbout

Built solo, in Aotearoa. No investors deciding what's good for you.

Try it · No sign up
Drag to see what you'd save
from$37.50a week
Standard · a steady pace

$5.50 back every week you hit it, on Gold.

A steady, sustainable pace. Room to miss a week without falling out of the game.

BeginnerStandardHardExtremeAdvanced

Real published starting rates — the reward climbs as your target does. Gold is $15 a week and the cash reward needs it. Connecting a bank is free, and under $20 a week earns nothing.

See pricing

How it works

One thing a week. That's the whole ask.

No draw, no luck, no catch. Your savings stay in your own account the entire time.

  1. STEP 1

    Connect your bank, read-only

    EKKO reads your balance through Akahu to judge the week. It can never move your money, and you disconnect in one tap.

  2. STEP 2

    You pick the number

    Not us — EKKO can't see your pay and doesn't pretend to. The amount you choose is week one, and it sets your pace from there.

  3. STEP 3

    Hit it, and Gold pays you

    Real money into your own bank for every week you hit. Free plays the same game and gets judged the same way — the weekly payout is the part that is Gold.

See it running

Five people. One week at a time.

A real Battle Royale room, mid-game — nobody can knock you out but your own misses.

Example game — not your data
Next Judgment Day in — — —
Battle Royale
Week 4
Open room · no finish line yet
No elimination yet
NZ$14.25
still to save · next check-in 5 days 16 hrs
NZ$135.75 savedNZ$150.00 line
Nobody here is waiting to start - an open room is already a real judged game. A miss costs the streak, never the game, and the weekly cash reward is the Gold part.
You save
NZ$37.50/wk
Prize pool
NZ$10.00/wk
for every Gold player in the room
Who's playing
5 players
L
Laurel
NZ$52.50/wk
NZ$157.50 saved · 3 weeks in a row
T
Tyson
NZ$37.50/wk
NZ$112.50 saved · 3 weeks in a row
B
Brown
NZ$22.50/wk
NZ$45.00 saved · 2 weeks in a row
M
Mr Chow
NZ$75.00/wk
NZ$75.00 saved · 1 week in a row
E
EKKO
NZ$37.50/wk
NZ$37.50 saved · 1 week in a row

Saved in this room

5 playing

$427.50

across 5 people, week 4 of 12

Their money, their accounts.
EKKO reads the balance to judge the week. It never holds a cent of it.

Free

$0

Bank connected, a real 12-week game, judged every week. No payout.

Gold

$15/wk

Everything above, plus $4 to $10 every week you hit — and the prize pool.

The pool is EKKO's money, funded from its own revenue — never yours. Cancel is one button.
See pricing →

EKKO does not provide financial advice. This is an estimate based on your transaction history — check your own records to verify.

Choose how you play

EKKO isn't one game.

Two are open right now. Start on your own, or take on a room of savers.

●Live

Battle Royale

Twelve weeks, a shrinking room, and a pool EKKO funds for everyone still saving at the end. Only your own misses can cost you.

See how it works →
●Live

Solo

Just you and the number you picked. No other players, no elimination.

Play Solo →
Closed testing

Kotahitanga

Save as a whānau. Everyone picks their own amount, one shared total, nobody eliminated.

See how it works →

Pick a number this week and see what happens.

A free account connects your bank and plays a real 12-week challenge, judged every week. Gold, at $15 a week, is the part that pays you for the weeks you hit.

Start free

No card to start. Your money never leaves your own account.

EKKO - The savings game for New Zealand